MOHSIN BILAL
Finance & Accounting Expert  •  CPA
SAP Financials
ZATCA E-Invoicing
Odoo ERP
QuickBooks
Zoho Books
CPA Qualified
Cash Flow Strategy
VAT & Tax Planning

MY PORTFOLIO

Finance Manager

& CPA Accounting Expert

Scroll to Explore Full Portfolio
Available Worldwide · Remote Freelance Expert

Hello, I'm Mohsin Bilal

|

CPA-qualified Finance Manager with 15+ years across Saudi Arabia & the UAE — mastering budgeting, VAT & ZATCA, payroll (WPS), ERP systems (Odoo, Zoho Books, SAP, QuickBooks) and strategic financial consulting for businesses worldwide.

Mohsin Bilal - Finance Manager and CPA
CPA
CertifiedPublic Accountant
15+
Yearsof Experience
WorldwideRemote & Freelance
scroll
Odoo ERPZoho BooksSAPOracle FinancialsQuickBooksMicrosoft DynamicsZATCA E-InvoicingMicrosoft Excel (Advanced)WPS PayrollVAT & Corporate TaxBank Reconciliation Odoo ERPZoho BooksSAPOracle FinancialsQuickBooksMicrosoft DynamicsZATCA E-InvoicingMicrosoft Excel (Advanced)WPS PayrollVAT & Corporate TaxBank Reconciliation
Who I Am

About Mohsin Bilal — Finance Manager & CPA

A results-driven finance leader turning numbers into strategy.

Mohsin Bilal - Finance Manager and CPA
15+Years of
Excellence
ENURPAAR

Finance & Accounting Expert | CPA

Results-driven Finance Manager with 15+ years of progressive experience in accounting, financial planning, and compliance across Saudi Arabia and the UAE. Proven expertise in budgeting, cash flow management, bank relationships, VAT and tax planning, payroll, and cost control.

A CPA-qualified professional recognized for optimizing financial processes, strengthening regulatory compliance, and delivering strategic insights that drive organizational growth and operational efficiency — whether on-site or as a remote freelance consultant serving clients worldwide.

Currently Finance Manager at Arkid Works Interiors (Al Khobar, since Nov 2025), where I contribute to financial planning, reporting and compliance — managing cash flow, identifying risks, and upholding the integrity of financial operations in line with regulations and accounting standards.

With 15+ years of experience in accounting and finance, my core competencies include accounting management, daily operations, bank relationships, budgeting, cost controlling and tax planning — dedicated to optimizing processes, maintaining compliance, and supporting organizations in achieving financial stability and operational efficiency.

  • 📍 Al Khobar, Saudi Arabia (Remote Worldwide)
  • 🎓 CPA — ICPAP, Masters in Accounting & Finance
  • 🌍 Languages: English, Urdu, Punjabi, Arabic
  • 💼 Sectors: Trading, Interiors, Creative Design, Group Holdings
  • 🏢 Currently: Finance Manager — Arkid Works Interiors
Strategic Process

Financial Management Workflow

End-to-end accounting architecture from raw data entry to executive CFO strategy.

STEP 01

Bookkeeping & Data Entry

Daily ledger recording, AR/AP tracking, bank reconciliation in QuickBooks, Zoho Books, or SAP.

STEP 02

ERP System Setup

Odoo ERP, SAP & Dynamics chart of accounts configuration, asset tracking, and WPS payroll disbursement.

STEP 03

ZATCA & Tax Compliance

Saudi ZATCA e-invoicing Phase 1 & 2, VAT returns preparation, and zero-penalty compliance filings.

STEP 04

Cash Flow & Budget Control

Liquidity forecasting, cost-center sensitivity analysis, and 20% overdue receivables reduction strategy.

STEP 05

Executive CFO Reporting

Monthly consolidated P&L, balance sheet dashboards, and 100% audit readiness for corporate growth.

0
+

Years of Experience

0
%

Regulatory Compliance

0
%

Less Audit Findings

0
%

Revenue Growth Supported

0
%

Less Overdue Receivables

0
+

Languages Spoken

Expertise

Core Competencies

Deep proficiency across the full finance & accounting spectrum.

Financial Planning & Budgeting95%
Financial Reporting & Analysis98%
Cash Flow Management92%
VAT & Corporate Tax / ZATCA94%
Payroll Management (WPS)96%
Audit Coordination93%
Team Leadership90%
ERP Implementation & Optimization91%

Technical & ERP Proficiency

SAP
Oracle Financials
QuickBooks
Zoho Books
Excel (Advanced)
ZATCA & VAT Portals
Odoo ERP
Microsoft Dynamics
Bank Reconciliation
WPS Payroll
What I Do

Online Services

Hire me for one-off tasks or ongoing remote support — worldwide, on your time zone.

Bookkeeping & Accounting

Complete, accurate books — AR, AP, GL, reconciliations and month-end closing in QuickBooks, Zoho Books or Odoo.

Book this service →

ERP Setup & Migration

Implement, configure and optimize Odoo ERP, Zoho Books, SAP or Dynamics — chart of accounts to go-live & training.

Book this service →
¥

VAT, ZATCA & Tax Compliance

VAT registration, ZATCA e-invoicing, corporate tax filings and tax planning with 100% regulatory adherence.

Book this service →

Payroll & WPS Management

End-to-end payroll, WPS disbursement, end-of-service benefits and full payroll compliance with zero penalties.

Book this service →

Financial Reporting & Analysis

Monthly consolidated reports, budgets, forecasts and dashboards that give you strategic clarity to grow revenue.

Book this service →

Audit & Internal Controls

Audit preparation, internal control frameworks and risk mitigation that cut audit findings by up to 30%.

Book this service →

CFO / Fractional Consulting

On-demand strategic finance leadership — cash flow strategy, cost control, intercompany allocations and growth planning.

Book this service →

Cleanup, Restructuring & Training

Legacy books cleanup, process restructuring and hands-on team training in Excel, ERP tools and accounting standards.

Book this service →
🌍

Freelance Finance Expert — Working Worldwide

Based in Al Khobar, serving clients across Saudi Arabia, UAE, Pakistan, Europe, UK and the USA. Remote onboarding, flexible packages, monthly retainers and hourly consulting available. Whatever your size — startup, SME or group — I bring big-company finance discipline to your books.

Start a Project
Career Path

Professional Experience

15+ years of progressive leadership across KSA & UAE.

Nov 2025 – Present

Finance Manager

Arkid Works Interiors | Al Khobar, Saudi Arabia
  • Overseeing financial planning, reporting, and compliance.
  • Ensured all financial activities aligned with strategic objectives while managing cash flow and identifying potential risks.
  • Maintained integrity of financial operations with focus on compliance and accounting standards.
Sep 2023 – Apr 2026

Finance Manager

Hak Group Company | Al Khobar, Saudi Arabia
  • Oversaw all financial operations, ensuring tax compliance and payroll management.
  • Guided logistics and procurement processes essential for corporate growth in creative design sector.
  • Conducted audits and provided strategic financial insights for executive decision-making.
May 2023 – Apr 2026

Finance Accounting Consultant

Hak Group Company | United Arab Emirates
  • Managed end-to-end financial accounting processes, corporate tax, and VAT compliance.
  • Conducted thorough audits to identify discrepancies and improve financial accuracy.
  • Collaborated remotely with cross-functional teams to streamline financial reporting.
Sep 2020 – Feb 2026

Finance Accounting Manager

Creative Design Trading Company | Al Khobar, Saudi Arabia
  • Oversaw all accounting operations and prepared financial statements.
  • Managed account reconciliations, administered payroll, and inventory asset tracking.
  • Improved cash flow liquidity, financial reporting accuracy, and taxation compliance.
Sep 2020 – Aug 2022

Accounting Manager

Creative Design Trading Company | Al Khobar, Saudi Arabia
  • Led team in accounting analysis, reporting, procurement, logistics, and budgeting.
  • Managed payroll, AR/AP, fixed assets, and inventory tracking to maintain stability.
Apr 2013 – Sep 2020

Chief Accounting Officer (CAO)

Saber Group | Dammam, Saudi Arabia
  • Directed all accounting functions, AR, AP, GL forecasting, and budgeting.
  • Managed timely financial reporting, VAT submissions, and internal control systems.
  • Collaborated with external auditors for 100% successful audits and zero non-compliance.
  • Oversaw payroll, end-of-service benefits, inventory tracking, and cost reduction.
Apr 2013 – Sep 2017

Senior Accountant

Saber Group | Dammam, Saudi Arabia
  • Managed full spectrum of financial and cost accounting including AR, AP, GL, and project cost tracking.
  • Ensured timely monthly consolidated financial statements for HQ.
  • Developed internal control systems, cost-sensitivity analysis, and cost reduction initiatives.
Jan 2012 – Apr 2013

Site Supervisor

Abana Enterprises Group Co. | Dammam, Saudi Arabia
  • Supervised more than 20 technicians on ETISALAT GPON FTTH projects.
  • Ensured quality of work, monitored progress, and prepared WFMS reports.
  • Configured and troubleshot Huawei Optical Network Units for GPON technology.
Proven Impact

Key Achievements

Measurable results delivered across my career.

15%

Improved budgeting accuracy across all departments.

100%

Adherence to regulatory standards; audit findings cut by 30%.

25%

Revenue growth supported via strategic financial insight.

20%

Reduction in overdue receivables through stronger cash flow.

0

Non-compliance incidents across payroll & tax tenure.

18%

Less losses via risk identification & mitigation strategies.

25%

Faster audit preparation through automation & training.

12%

Operational efficiency gain by aligning finance to strategy.

15%

Higher financial accuracy & reporting compliance post-audits.

Financial Accounts & Ledger

Finance Accounts Dashboard

Interactive P&L Statements, Asset Allocation, ZATCA VAT Audits, and Working Capital Trends.

💰
Managed Portfolio Balance

$12.5M+

↑ +18% YOY Growth
📊
Working Capital Ratio

1.85x

Healthy Liquidity Cushion
🛡️
ZATCA VAT Compliance

100%

Zero Penalty Record
DSO (Receivables Cycle)

32 Days

↓ 14 Days Faster

Profit & Loss (P&L) & Revenue Trend

Monthly Revenue, Operating Expenses & Net Profit Margin

Gross Revenue
Operating Expenses
Net Margin (+28%)

Balance Sheet & Accounts Breakdown

Capital Distribution & Asset Reserve Allocation

Audited Ledger
$12.5M Accounts Total
Accounts Receivable (AR)35% • $4.37M
Cash & Working Capital30% • $3.75M
Accounts Payable (AP)20% • $2.50M
ZATCA / VAT Reserves15% • $1.88M

ZATCA VAT & Tax Compliance Ledger

Quarterly Output VAT vs. Input VAT Reconciliations

100% Tax Clearance
$120K
$78K
Q1 Filing
$142K
$90K
Q2 Filing
$165K
$105K
Q3 Filing
$190K
$122K
Q4 Filing
Output VAT
Input VAT Credit
Net Settlement Paid

Financial KPI Metrics

Audit Readiness & Process Optimization

100% Compliant
Budget Accuracy & Variance Control95%
Audit Prep Time Reduction88%
Overdue Receivables Reduction80%
ZATCA & Tax Compliance Rate100%
WPS Payroll Disbursement Accuracy100%
Background

Education & Certifications

Loading education...
Let's Work Together

Book a Service / Consultation

Fill in the details and I'll reply within 24 hours — anywhere in the world.

You'll receive an instant confirmation email and WhatsApp response.

Why book with Mohsin?

  • ✔ 15+ years, CPA-qualified
  • ✔ Odoo · Zoho Books · SAP · QuickBooks expert
  • ✔ VAT / ZATCA / WPS compliance specialist
  • ✔ Remote-first, worldwide availability
  • ✔ Replies within 24 hours
Get In Touch

Contact Me